Watercraft & Boat Insurance
Watercraft & Boat Insurance Quote Forms
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Watercraft & Boat Insurance Information
Owning a boat, just like owning any larger motorized vehicle, is a big responsibility. And like any other motorized vehicle, boats are vulnerable to accidents. In addition to collisions and property damage that occur while you are out on the water, accidents can happen while your boat is in storage for the winter season. Getting a boat insurance policy can be a great way to protect yourself from paying hefty out-of-pocket accident and repair costs.
Common Boat Insurance Questions:
What Is Boat Insurance?
In general, boat insurance exists to help protect you from paying significant out-of-pocket expenses if an accident happens. When you purchase a boat insurance policy, the insurer agrees to cover certain losses or repairs, and in exchange, you pay them a premium. Generally, the higher the premium you pay, the lower your deductible—the amount you have to pay out-of-pocket before insurance kicks in—may be.
What Does Boat Insurance Cover?
While options vary among boat owners, a typical boat insurance policy might include the following types of coverage:
Liability coverage helps cover expenses if your boat causes damage to another person’s property.
Medical payments coverage helps cover medical expenses if you or a passenger gets injured on your boat.
Boat insurance property coverage helps protect your boat from various risks and potential incidents by covering costs related to incidents such as theft or vandalism.
Uninsured watercraft coverage helps cover expenses if an uninsured boater collides with you and causes injury to you or your passengers.
Additional coverage options may be available, so be sure to reach out to one of our agents for more information.
Beach Insure is here to help you learn more about boat insurance. Our experienced agents are ready to assist boat owners near Atlanta, Georgia, in making the best decision on a boat policy.
Contact us today at 770-804-4817 to learn more about potential coverage options for you and your boat. We look forward to hearing from you.