Condominium Insurance

While slightly different, condo insurance and homeowners insurance are overall very similar in that they both offer liability coverage and personal property protection. Beach Insure can help you find a condo insurance policy that fits your specific needs. 

What Does Condo Insurance Cover? 

Your condo complex will have a master insurance policy to insure them against damages or issues with their property. However, as an individual unit owner, you will need to carry your own personal coverage, which can include the following: 

• Liability coverage—If an accident happens on your property that affects someone else, this type of coverage can help you pay for their injuries or property damages.
• Contents insurance—This portion of your policy allows you to insure the belongings in your condo, including, but not limited to, electronics, furniture and clothing.
• Additional expense protection—If an issue arises in your condo that makes it uninhabitable for a time, additional expense protection can help you pay for food expenses or hotel bills while you wait for the issue to be resolved.

Is Condo Insurance ? 

Purchasing a condo insurance policy may not be mandatory in all cases, but it is always a good idea. If you decide to mortgage your condo, your lender may require you to buy condo insurance. Many condo associations require you to purchase insurance as well, usually liability insurance. This way, you can take responsibility for what happens in your home, and both you and your condo association have a vested interest in protecting your unit. 

Find the Right Condo Insurance Policy for You 

At Beach Insure, we can help you find a great policy that fits your needs. Call (770) 804-4817 today or visit our website to request an online quote.